Cooperative Solutions
Empowering credit unions through collaborative innovation and partnerships.
Cooperative Solutions connects credit unions with vetted partners, innovative tools, and cost-effective services designed to solve real operational challenges and drive growth. From lending and marketing to technology, compliance, and member engagement, our curated network delivers practical solutions tailored to the unique needs of the credit union industry.
Whether you're looking to improve efficiency, enhance member experience, or stay ahead in a rapidly evolving landscape, Cooperative Solutions makes it easier to find, evaluate, and implement the right resources—so you can focus on serving your members and strengthening your community.
Learn more about our Strategic Partners
Jointly owned by CUNA and the state credit union leagues and associations. CSS provides access to high quality products, services, and technologies delivered with a competitive advantage made possible through volume pricing and strategic program development.

MemberClose simplifies the lending process for credit unions and members, boosting loan closures. Their cloud-based platform offers free access to top providers for credit reporting, appraisals, and document preparation, enhancing member service and staff retention. From credit repair to closing, the MemberClose all-in-one real estate lending process minimizes errors and processing time, benefiting both staff and members. Additionally, the MemberClose Mortgage Academy equips credit unions with the knowledge to excel in mortgage lending, fostering growth and talent retention.

For more than 30 years, SRM has operated independently and delivered strategic, trusted advice – always in an unbiased fashion that meets their clients’ needs above all, while holding themselves to the highest ethical standards of any advisory firm in the industry.
The primary focus of the SRM team is advising banks (large, regional, and community), credit unions, fintechs, and non-FIs with payments needs.

The number one provider of credit insurance products and the Fidelity Bond. TruStage offers a family of Fidelity Bonds to choose from resulting in the broadest, most flexible, and innovative coverage. In addition, Trustage has a variety of member-pay and credit union- pay credit insurance options for credit unions.

Robert Half is a global leader in human resource consulting and talent solutions. The partnership with CCUA marks a milestone in the CCUA's commitment to supporting the growth and success of the credit union community.

Partner with Arkatechture to design, build, and support your data analytics ecosystem. Automate reports, create strategic dashboards, democratize data for self-service access, and deploy predictive analytical models to achieve true ROI. Arkatechture is a trusted data analytics partner and data warehouse company that is dedicated to empowering organizations with a better understanding of their business through data.

Alkami Technology, Inc. is a leading cloud-based digital banking solutions provider for financial institutions in the United States that enables clients to grow confidently, adapt quickly and build thriving digital communities.
Partner with Arkatechture to design, build, and support your data analytics ecosystem. Automate reports, create strategic dashboards, democratize data for self-service access, and deploy predictive analytical models to achieve true ROI.
Ascent streamlines and simplifies any and all product applications and forms without disrupting your existing systems and processes!
The Clutch platform simplifies and expedites the process of submitting loans and opening accounts, making it easier and quicker for members to access the financial assistance they need.
Confer provides AI-powered consumer lending solutions for credit unions and banks, offering personalized member experiences and data-driven insights.
CU DigiLend, known for its advanced technology and seamless user experience, empowers credit unions to offer personal financing at the point of sale. This service simplifies the loan application process, making it easier for credit union members to access funds they need for significant purchases, particularly home improvement and healthcare.
Dolphin Debit is the largest “pure play” provider of ATM outsourcing for credit unions in the United States.
The EANE is a resource for employers seeking practical solutions to help build engaged, well-managed and low-risk workplaces through human resources and management advice, survey data, ready-to-use HR templates, training, and consulting.
Gentreo provides easy-to-use life and estate planning tools and documents all in one secure digital platform!
Kinective is leading the way to Intelligent Banking. We enable financial institutions to compete, grow and thrive in a complex and rapidly evolving business environment. Only Kinective brings together modernized operations, enterprise connectivity and data activation in a single platform to generate insights and intelligence in the moment.
MemberClose provides a quick and seamless experience for credit unions and their members by streamlining the lending process leading to more loans, closed faster.
Octant Business Services, a jointly owner credit union service organization, offers extensive business lending assistance to credit unions. This support encompasses loan underwriting, servicing, and portfolio administration.
Origence delivers innovative solutions that empower credit unions to optimize portfolio profitability, streamline vehicle dispositions and remarketing, and enhance online member automotive research.
Posh - AI for Credit Unions offers members a more effective way to communicate, providing and delivering intelligent, empathetic support, conversations and digital experiences through AI-driven call automation and cross-selling capabilities.
Pure IT is a Credit Union Service Organization that provides Strategic Technology Consulting. Pure IT partners with credit unions to offer professional services, infrastructure project implementations, and technology managed services.
Reseda Group delivers innovative products and services that help credit unions remain relevant and competitive.
Robert Half is a global leader in human resource consulting and talent solutions.
Salus enables credit unions to provide short‑term microloans through fully automated, real‑time underwriting that uses members’ existing transactional data—not just credit scores—to assess risk.
For more than 30 years, SRM has operated independently and delivered strategic, trusted advice – always in an unbiased fashion that meets their clients’ needs above all, while holding themselves to the highest ethical standards of any advisory firm in the industry.
Velera leverages its expertise and resources on behalf of credit unions and their members, offering an end-to-end product portfolio that includes payment processing, fraud and risk management, data and analytics, digital banking, instant payments, strategic consulting, collections, ATM and POS networks, shared branching and 24/7/365 member support via its contact centers.
ViClarity is an award-winning provider of governance, risk and compliance (GRC) management software solutions for credit unions of all sizes and can utilize our GRC tools to enhance and automate their risk and compliance processes.
Zest AI helps credit unions make smarter, faster, and fairer lending decisions through advanced artificial intelligence.
CUNA Strategic Services connects credit unions to innovative, industry-specific solutions that help drive membership growth and operational excellence at an attractive price.
Advantage / JM Floyd
Agility
Carefull
CASAP
Eko
Envisant
Goal Setter
Illuma
Message Pay
Sparrow
WIPFLI