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Recovery Specialist (Collections)

Metro Credit Union, Chelsea, MA

Metro Credit Union is seeking a detail-oriented and results-driven Recovery Specialist to join our team. This role is responsible for managing charged-off accounts and working directly with members to achieve full repayment or reach equitable settlement agreements. The ideal candidate will bring strong analytical skills, sound judgment, and a commitment to delivering member-focused solutions.

Responsibilities

  • Conduct negotiations with members to secure repayment of charged-off accounts, aiming for full recovery or satisfactory settlement.
  • Recommend accounts for litigation when appropriate, ensuring timely action to avoid statute limitations and maximize recovery.
  • Monitor internal collection accounts, queues, and dashboards weekly to track performance and escalate non-performing accounts to management.
  • Utilize skip tracing and asset search tools to locate members and identify assets that support recovery efforts.
  • Assess member eligibility for specialized Recovery products and present appropriate solutions.
  • Review and analyze assigned accounts daily, determining the most effective collection strategies.
  • Perform additional duties and support special projects as assigned by management.

Requirements/Skills Needed

Qualifications:

  • Proven experience in collections, recovery, or financial services preferred
  • Strong communication and negotiation skills
  • Ability to work independently and manage multiple priorities
  • Familiarity with skip tracing tools and recovery platforms is a plus
  • High level of integrity and professionalism

Additional Information:

  • Position will sit in Chelsea, MA 3 days per week
  • Compensation Disclosure: $30.71-$41.55/hr.
  • The salary range listed gives a general idea of what we expect to offer. We consider your experience, unique strengths, and the impact you’re likely to make in the role. On top of that, we offer a competitive benefits package and other perks that round out the total compensation.
  • Pay type is hourly

How to Apply

Apply here: Recovery Specialist (Collections) | Dayforce Jobs