Collector II
Metro Credit Union, Chelsea, MAAre you an experienced and motivated Collector looking to join a strong team? We’d welcome the opportunity to discuss this role with you. As a Collector II, you’ll work with our members on a variety of collection duties to ensure the effective operation of the collection function consistent with established policies and procedures. You’ll join a great team of co-workers who focus on loss mitigation while best helping our members to resolve outstanding debts
Responsibilities
- Review and maintain assigned queue of delinquent accounts including mortgages, consumer loans, and credit cards.
- Notify members of delinquency through phone calls and correspondence in support of department goals.
- Provide information, counseling, and loss mitigation to members relative to collection activities.
- Skip trace certain accounts by accessing credit bureau reports, files, and public records.
- Recommend non-performing accounts for repossession, legal assignment or charge-off to management.
- Update department standard operating procedures.
- Work with members to establish full balance repayment, repayment plans, or settlements.
- Provide financial counseling to discuss and resolve debt situations; restructure or revise payment terms and recommend deferments, using independent judgment within established guidelines.
- Maintain and enforce investor policy, collection procedures, reporting, expense reimbursement, and loss mitigation.
- Provide guidance with difficult or complex accounts and situations, utilizing technical knowledge of collections and procedural or legal guidelines
Requirements/Skills Needed
Education & Experience
- High school diploma or equivalent strongly preferred.
- Minimum 3 years of collections experience strongly preferred.
- Prior experience with Fiserv, Fiserv DNA, or Temenos highly desirable.
- The ideal candidate will have experience with Loan Servicing, Mortgages, Auto leasing, or vendor management
Skills/Knowledge/Certifications
- Strong knowledge of collections laws and regulations.
- Demonstrated ability to demonstrate basic knowledge of fundamental concepts, practices, and procedures with the ability to use them in routine situations.
- Ability to interact respectfully and constructively with members, colleagues, external contacts other employees, professional staff and/or external contacts to offer ideas, identify issues, obtain information, or deliver services.
- Ability to demonstrate a positive attitude with empathy and solution-orientation; and respond to requests in a timely and respectful manner.
Additional Information:
- Position will sit in Chelsea, MA 3 days per week
- Compensation Disclosure: $26.03-$35.21/hr.
- The salary range listed gives a general idea of what we expect to offer. We consider your experience, unique strengths, and the impact you’re likely to make in the role. On top of that, we offer a competitive benefits package and other perks that round out the total compensation.
- Pay type is hourly
How to Apply
Apply here: Collector II | Dayforce Jobs