People before profits, always.
Better Values Better Banking is your gateway to discovering the credit union difference—where people, not profits, come first. As not-for-profit financial cooperatives, credit unions are rooted in community and built on trust, offering personalized service and a commitment to members’ financial well-being. It’s a better way to bank—focused on people, not shareholders.
The Credit Union Difference
Credit unions prioritize people over profits, focusing on financial well-being and community support. With personalized service and local decision-making, credit unions offer a banking experience that truly puts members first. Joining a credit union means becoming part of something bigger—where membership means more than just an account.
Why Join a Credit Union?
Not for Profit, but for Service
Credit unions are not-for-profit financial institutions that offer savings accounts, loans, and a broad range of financial services. What sets them apart is their commitment to serving members—not generating profits. This member-first approach is at the heart of everything credit unions do, making them a unique and trusted choice in financial services.
People Helping People
At the heart of every credit union is a simple but powerful philosophy: people helping people. Credit unions are built on cooperation and community, where members support one another through shared financial strength. Whether it’s offering affordable loans, financial education, or personalized service, credit unions are driven by a commitment to improving lives—not maximizing profits.
Consumer Resources
Resources to help you decide which credit union is for you.
My Credit Union
The National Credit Union Administration (NCUA) shares financial education resources to help you manage and protect your money at every stage of your life.
America's Credit Unions
America's Credit Unions is the national voice for credit unions, working to protect members’ interests and support strong, member-focused financial services.
Annual Credit Report
The only authorized site for free annual credit reports from Equifax, Experian, and TransUnion, supported by federal law.
Find a Credit Union
Looking for a credit union to join? Use the NCUA’s Find My Credit Union tool to explore federally insured credit unions near you and learn more about membership options.
Love My CU Rewards
Offers credit union members discounts on products and services like mobile plans, tax prep, and more.
CCUA Credit Unions
Credit unions in Delaware serve more than 250,000 members and have a combined asset base of $2.34 billion, showing strong community roots and financial strength.
In Massachusetts, credit unions contribute a $3.3 billion economic impact, have raised $3 million for the Massachusetts Coalition for the Homeless, and logged over 60,000 volunteer hours. Massachusetts credit unions are also leaders in financial education, reaching nearly 200,000 adults and teens with critical financial knowledge.
New Hampshire is home to the first credit union in the nation, St. Mary's Bank, and today boasts 15 credit unions serving about 600,000 residents—almost half the state’s population. In 2025, New Hampshire Credit Unions are set to surpass $4 million dollars in contributions to Make-A-Wish New Hampshire.
Across Rhode Island, credit unions support 350,000 members and hold $6 billion in assets while continuing a 100-year legacy of service and impact.
With over 5 million members across the region, credit unions remain a powerful cooperative force focused on people over profits.
From Special Olympics partnerships in Delaware and Rhode Island to Make-A-Wish support in New Hampshire, and building beds in Massachusetts for the Coalition for the Homeless, CCUA credit unions champion local causes.
Explore local credit unions making a difference—Find a CCUA Member Credit Union
