Rippleshot

Rippleshot is a fraud prevention fintech that helps credit unions proactively detect payment card fraud using AI, machine learning, and predictive analytics. Its cloud-based platform enables financial institutions to identify compromised cards and merchants earlier, reduce fraud losses, and minimize unnecessary card reissuance.

Currently serving more than 1,100 financial institutions nationwide.

Solutions

Fraud Interceptor (FI) – Proactive merchant blocking rules that let credit unions stop fraud at the source, including BIN attacks and emerging card fraud patterns, before it hits member accounts. No data sharing required and no IT resources needed.

Fraud Intelligence Collective (FIC) – An invitation-only, vetted peer network where fraud professionals across financial institutions share intelligence and collaborate on emerging fraud trends, including ATO and card fraud schemes, before they spread.

Merchant Intelligence (MI) – A merchant-risk intelligence layer included with Rippleshot's core products, helping FIs identify and flag high-risk and compromised merchants tied to fraud activity.