Federal Advocacy: Regulatory

Federal Advocacy

The Cooperative Credit Union Association represents the interests of member credit unions before Congress.

CCUA Letters to Regulators

Letters to NCUA

Date AddresseTopic
January 2024NCUANCUA Fair Hiring in Banking
December 2023NCUANCUA Share Insurance Simplification
June 2023Melane Conyers-AusbrooksClimate-Related Financial Risk
May 2023Melane Conyers-AusbrooksChartering and Field of Membership
September 2022NCUA BoardCCUA Letter to NCUA Board on Cyber Incident Notification Requirements - 9.26.22
August 2022NCUA BoardCCUA Comment Letter to NCUA on 2022 Regulatory Review - 8.15.22
April 2022NCUACCUA Letter to NCUA on Proposed Asset Threshold for ONES Supervision - 4.27.22
April 2022NCUA BoardCCUA Letter to NCUA Board on NEV Supervisory Test - 8.17.22
January 2022NCUACCUA and Leagues Joint Letter to NCUA on PCA Relief and Regulatory Review - 1.7.22
October 2021NCUACCUA Letter to NCUA on Complex Credit Union Leverage Ratio (CCULR) - 10.15.21

Letters to Other Policymakers

Date AddresseTopic
April 2024CFPBOverdraft Lending Very Large Institutions
March 2024CFPBCCUA Comments on CFPB Proposed Rule on Instantaneously Declined Fees
February 2024Dept. of the Treasury- Office of Consumer PolicyCCUA Comments to Treasury on Financial Inclusion
February 2024Board of Governors of the Federal Reserve SystemFRB Debit Card Interchange and Routing
December 2023CFPBCFPB Required Rulemaking on Personal Financial Data Rights
May 2023HUDCCUA Letter to HUD on Increased 40-yr Term for Loan Modifications - 05.27.22
May 2023CFPBCFPB Credit Card Late Fees Comment and Analysis
February 2023Melane Conyers-AusbrooksFinancial Innovation: Loan Participations, Eligible Obligations and Notes of Liquidating Credit Unions
February 2023FinCenCCUA Letter to FinCen on Beneficial Ownership Information Access and Safeguards and Use of Identifiers for Entities - 2.14.23
February 2023Himamauli DasBeneficial Ownership Information Access and Safeguards, and Use of FinCEN Identifiers for Entities

Housing Finance Reform

Priority Principles for Housing Finance Reform

Small Business Lending

High-Level Summary of CFPB Data Collection Final Rule

Data Security

Data Breach Principles

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